Contract Works
Contract Works Insurance
Contract works insurance is suitable for small, medium, and large commercial, industrial, and domestic builders, subcontractors, and owner-builders.
Owner builders and small builders often elect to take out a single contract for the job to be undertaken, while a larger builder will arrange an annual policy to cover multiple projects in any one year.
Get the right cover
Because each construction business is different, there’s no one-size-fits-all cover, so it’s important to make sure your cover fits your business.
Contract works insurance can cover the building which is under construction, whether it’s a kit home, straw bale or mud brick home, a multi-story apartment or commercial building. It can also cover the equipment used in construction as well as public liability risks.
Depending on your policy, contract work insurance can cover you against:
- Natural disasters, such as bushfires, fire, earthquakes, floods and water damage, subsidence and landslips, storms, tsunamis, or wind.
- Damage to property caused by defects, theft, malicious damage, or vandalism.
- Smashed glass.
- Public and product liability insurance, plus extra related costs.
- Third-party personal injury or property damage, as well as extra costs like replacing the builder's tools, escalation, or removal fees.
There are exclusions. There is also often a deductible or excess and limits on cover, so check with one of our advisers.
Because each construction business is different, there’s no one-size-fits-all cover, so it’s important to make sure your cover fits your business. JG Insurance Connection can help you with your construction insurance needs.
Need Insurance Help?
Let's begin by establishing a solid foundation for our business partnership, allowing us to understand your specific requirements. Our goal is to provide you with long-term reassurance.
0410 596 359