As a rental income producing property owner, you not only face the risk of fire, storm, water damage and the like, but you also have the added risk of damage by tenant, loss of income, and/or rent default.

Whether the property is a long-term or short-term rental, a house, unit, holiday or commercial premises it is important to insure your asset against the various types of loss or damage it may incur.

There are a number of insurances available that include cover for the home, contents, legal liability, loss of rent, rent default, damage by tenants or accidental damage to the property, with low to high excesses depending on your preferences.